Terms and Conditions for Credit Hub (loanrequirement.com.ng)
Last updated: 5 october 2024
Welcome to Credit Hub! These Terms and Conditions govern your use of our website located at https://loanrequirement.com.ng, which is operated by Credit Hub (“we,” “us,” or “our”). By accessing or using this website, you agree to comply with and be bound by these terms. If you do not agree to these terms, please refrain from using our website.
Please read these Terms and Conditions carefully before using our website.
1. Acceptance of Terms
By visiting, browsing, or using Credit Hub, you agree to be bound by these Terms and Conditions and our Privacy Policy, which is incorporated by reference into these Terms. If you do not agree with any part of these Terms, you must discontinue use of our website.
2. Use of Our Website
- Eligibility: You must be at least 18 years old to use our website. By using the site, you represent that you are at least 18 years of age.
- License to Use: We grant you a limited, non-exclusive, non-transferable license to access and use the website in accordance with these Terms. This license is for personal, non-commercial use only.
- Prohibited Uses: You agree not to:
- Use our site for any unlawful purpose or in violation of any local, state, or international law.
- Attempt to gain unauthorized access to any part of our website or our systems.
- Use automated tools or software to scrape or harvest data from the site.
- Impersonate any person or entity or falsely represent your affiliation with any person or entity.
3. Content on the Website
- Intellectual Property: The content on Credit Hub, including articles, images, logos, designs, and other materials, is owned by or licensed to Credit Hub and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without our prior written consent.
- User-Generated Content: If you submit any content to our website (e.g., comments, reviews, or feedback), you grant Credit Hub a non-exclusive, royalty-free, worldwide license to use, display, and distribute that content for any purpose.
4. Accuracy of Information
While we strive to provide accurate and up-to-date information, Credit Hub does not guarantee the accuracy, completeness, or reliability of any content on the website. The information provided on Credit Hub is for general informational purposes only and should not be considered as professional advice.
Disclaimer: Always seek the advice of a qualified professional for any financial, legal, or other advice you may require. We are not responsible for any actions you take based on information found on our website.
5. Third-Party Links
Our website may contain links to third-party websites, products, or services that are not owned or controlled by Credit Hub. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of third-party websites. You acknowledge and agree that Credit Hub is not responsible for any damages or losses caused by the use of third-party links or websites.
6. Privacy and Data Protection
Please refer to our Privacy Policy for information on how we collect, use, and protect your personal data. By using this website, you consent to the practices described in our Privacy Policy.
7. Disclaimer of Warranties
Credit Hub provides this website “as is” and makes no representations or warranties of any kind, either express or implied, regarding the operation of the website, the content, or the services provided. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by law, Credit Hub disclaims all warranties, including but not limited to implied warranties of merchantability and fitness for a particular purpose.
8. Limitation of Liability
To the maximum extent permitted by applicable law, Credit Hub and its affiliates, partners, and employees will not be liable for any damages, including but not limited to indirect, incidental, special, or consequential damages, arising out of or in connection with your use of the website.
9. Indemnification
You agree to indemnify, defend, and hold harmless Credit Hub, its officers, directors, employees, affiliates, and agents from any claims, losses, liabilities, expenses, or damages, including reasonable attorneys’ fees, arising from your violation of these Terms and Conditions or your use of the website.
10. Changes to These Terms
Credit Hub reserves the right to update or modify these Terms and Conditions at any time. When we make changes, we will update the “Last Updated” date at the top of this page. We encourage you to review these Terms periodically to stay informed of any updates. Your continued use of the website after changes are posted constitutes your acceptance of those changes.
11. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of [Your Country], without regard to its conflict of law principles. You agree to submit to the jurisdiction of the courts in [Your City/Region], for any disputes arising out of or related to these Terms.
12. Severability
If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
13. Termination of Use
We reserve the right to suspend or terminate your access to our website at any time, without notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users of the website.